Member-Owned · Community-First

Lower Rates.
Real People.
Right Here in Walsenburg.

At St Mary Credit Union, you're not just a number — you're a member. We combine competitive rates with genuine, face-to-face service so your money works as hard as you do.

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100% Member-owned

0 Hidden fees

Local Walsenburg, CO

St Mary Credit Union branch interior with friendly staff assisting a member

Insured & Secure NCUA insured up to $250,000

What We Offer

Financial Services Built Around You

From everyday banking to long-term savings, we offer the tools you need — with rates that actually make a difference.

Checking Accounts

Low-minimum, fee-free checking designed for everyday life. No hidden charges, no surprises — just straightforward banking that fits your budget.

Savings Accounts

Grow your money faster with competitive rates and no minimum balance requirements. Whether it's an emergency fund or a dream, we help you get there.

Auto Loans

Drive away in your next vehicle with rates that beat the banks. Flexible terms, quick approval, and a personal touch every step of the way.

Personal Loans

Consolidate debt, cover unexpected expenses, or fund a project — personal loans with transparent terms and rates that respect your wallet.

Share Certificates

Lock in a fixed rate and watch your savings grow with certainty. Certificates from 6 months to 5 years — your money, your timeline.

Financial Guidance

Not sure where to start? Our team offers one-on-one consultations to help you plan, save, and make confident financial decisions.

Community members gathering at St Mary Credit Union

Our Story

A Cooperative Rooted in South Central Colorado

St Mary Credit Union was founded on a simple belief: that people deserve a financial home where they're treated with respect and their best interests come first. As a not-for-profit, member-owned institution, every dollar of surplus goes back to you — in the form of better rates, lower fees, and stronger services.

Member-Owned You have a voice in how we operate

NCUA Insured Your deposits protected up to $250,000

Locally Operated Based right here in Walsenburg

Personal Service Real conversations, real solutions

Member Voices

What Our Members Say

The relationships we build are the real measure of our success. Here's what a few of our members have to say.

"I switched from a big bank and the difference is night and day. The staff actually knows my name and cares about my financial goals. They helped me refinance my car at a rate I couldn't believe."

Maria R. Member for 6 years

"Getting a home loan felt stressful until I walked into St Mary. They walked me through every step, explained the numbers clearly, and got me a rate that saved me thousands. I recommend them to everyone."

James T. Member for 3 years

"As a senior on a fixed income, I need my money to work hard. St Mary's savings rates are the best I've found in the area, and the team treats me like family — not a transaction. That means everything."

Patricia D. Member for 9 years

Get in Touch

Visit Us or Send a Message

We're right on Main Street in downtown Walsenburg. Stop by anytime — or reach out online and we'll get back to you promptly.

Stop by the branch

We're open Monday through Friday. Walk-ins are always welcome.

Address 809 Main St, Walsenburg, CO 81089

Phone (719) 738-1760

Hours Mon–Fri: 9:00 AM – 5:00 PM

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Lower Rates.Real People.Right Here in Walsenburg.